Amherst, New York is a town in Erie County, New York, U.S., directly northeast of the City of Buffalo. Amherst Museum is a historic house museum dedicated to preserving and communicating the history of the Town of Amherst. The Museum is an official department of the Town of Amherst. Michael Snyder, Star Trek actor, is a resident of Amherst.

Answer to Readers Question: An extended term non-forfeiture option means that if you don’t pay your premiums, rather than the policy lapsing, it will be term insurance for a period of time, with no cash value.